As the year draws to a close, it’s easy to get caught up in holiday preparations, but there’s one thing you shouldn’t forget: your dental insurance benefits. At Smile Dailey Modern Dentistry, we encourage you to make the most of your use it or lose it dental benefits before they expire on December 31st. Be prepared for the upcoming holiday festivities with friends and family with your healthiest, dazzling smile. Whether you need routine dental care, advanced treatments, or simply want to take advantage of our premium services, there’s never been a better time to invest in your smile and oral health.
Understanding "Use It or Lose It" Dental Benefits
Dental insurance can be a valuable tool for maintaining your oral health, but many patients don’t realize that most insurance plans operate on a calendar-year basis. This means that any unused benefits won’t roll over into the next year. The phrase "use it or lose it" refers to the fact that once your insurance resets on January 1st, any remaining benefits from the previous year are lost.
Most dental insurance plans have an annual maximum—the total amount the insurance will cover in a year. This means that any treatments or services you have covered under your plan need to be completed by December 31st to avoid losing those valuable benefits.
By scheduling an appointment now, you can take full advantage of your use it or lose it dental benefits, potentially saving hundreds of dollars on dental treatments that could improve both your oral health and your overall well-being.
Why End-of-Year Appointments Matter
Scheduling an end-of-year appointment is not just about maximizing your insurance benefits—it’s about prioritizing your oral health. Many patients delay dental visits throughout the year, but your smile deserves attention just like any other aspect of your health.
Routine dental check-ups and cleanings are essential for maintaining a healthy mouth. Without regular care, plaque and tartar can build up, leading to gum disease, tooth decay, and other issues. By scheduling a check-up before the end of the year, you’re ensuring that your teeth and gums remain in top shape and that any minor issues are caught early, avoiding more costly procedures later.
Maximizing your insurance benefits also allows you to take care of preventive treatments like cleanings and X-rays, which are often fully covered by most dental insurance plans. Not only does this keep your smile healthy, but it also prevents you from having to dip into next year’s benefits for routine care, giving you more flexibility for larger treatments in the future.
Premium General Dentistry Services at Smile Dailey
At Smile Dailey Modern Dentistry, we believe that dental care should be an experience of luxury and refinement. Our modern general dentistry services offer everything you need to keep your smile looking and feeling its best. Here are a few key services to consider using your insurance benefits on before the year ends:
Comprehensive Dental Care
Our range of general dentistry services covers everything from routine cleanings and exams to more advanced restorative treatments like crowns and fillings. Using your benefits for these treatments before December 31st ensures that you get the care you need without leaving money on the table.
Preventive Services: Preventive care, such as deep cleanings, fluoride treatments, and oral cancer screenings, are typically covered by insurance and are essential for maintaining oral health. Preventive treatments are the first step in keeping your smile beautiful and preventing costly procedures down the line.
Restorative Services: For patients who need fillings, crowns, or bridges, end-of-year appointments are an ideal time to complete these treatments. Many insurance plans cover a large portion of restorative procedures, making it easier and more affordable to restore your smile to full function and beauty.
Sedation Dentistry
If you’ve been putting off dental treatments due to anxiety or fear, Smile Dailey offers sedation dentistry options to ensure you are relaxed and comfortable during your visit. Now is the perfect time to use your insurance benefits to address long-avoided dental issues while enjoying the calming effects of sedation.
Comprehensive Preventive Care
The cornerstone of general dentistry is preventive care, which includes routine check-ups, professional cleanings, and diagnostic services like X-rays. Regular preventive care is critical for maintaining oral health, preventing cavities, and avoiding gum disease. Here’s a deeper look at what’s involved:
- Routine Dental Exams: These appointments allow your dentist to assess the overall health of your teeth and gums. During these exams, your dentist will check for signs of tooth decay, gum disease, oral cancer, and any other issues that may require treatment.
- Professional Cleanings: Even with excellent oral hygiene habits at home, plaque and tartar can still accumulate in hard-to-reach areas. Professional cleanings remove these buildups, helping prevent gum disease and keeping your teeth polished and healthy.
- X-Rays: Digital X-rays are an important diagnostic tool that helps your dentist detect issues that aren’t visible to the naked eye, such as impacted teeth, bone loss, or cavities between teeth. X-rays are usually taken during routine exams to ensure a thorough evaluation of your oral health.
- Fluoride Treatments: Fluoride is a mineral that strengthens tooth enamel and helps prevent cavities. Fluoride treatments are especially beneficial for children, but they can also be helpful for adults at high risk for tooth decay.
- Sealants: Dental sealants are thin, protective coatings applied to the chewing surfaces of the back teeth. They help prevent cavities by sealing off grooves where food particles and plaque often get trapped. Sealants are especially effective for children, but they can be used for adults too.

Restorative Dentistry
While preventive care helps you maintain a healthy smile, restorative dentistry steps in when issues like cavities, tooth decay, or trauma require intervention. General dentistry covers a range of restorative procedures designed to bring your teeth back to full function and health. Key services include:
- Fillings: Cavities, if detected early, can be treated with dental fillings. Tooth-colored composite fillings are used to restore the tooth’s structure and blend seamlessly with your natural teeth, maintaining both function and aesthetics.
- Crowns: When a tooth is severely damaged or decayed, a dental crown may be necessary to protect and restore it. Crowns are custom-made to cover the entire visible portion of the tooth, providing strength and stability.
- Bridges: Dental bridges are used to replace one or more missing teeth by anchoring artificial teeth to the surrounding natural teeth or dental implants. This not only restores the appearance of your smile but also prevents the remaining teeth from shifting out of place.
- Root Canal Therapy: If the pulp inside a tooth becomes infected, a root canal may be needed to remove the infected tissue and save the tooth. Root canals help prevent the need for tooth extraction and alleviate pain caused by infection.
- Extractions: In cases where a tooth is too damaged or decayed to be saved, an extraction may be necessary. While tooth removal is always a last resort, it’s an important part of general dentistry when other treatments can’t restore the tooth’s health.
Periodontal (Gum) Care
General dentistry also addresses the health of your gums, which is just as important as the health of your teeth. Periodontal care focuses on preventing and treating gum disease, a common condition that, if left untreated, can lead to tooth loss and other serious health issues. Services include:
- Gum Disease Treatment: Early stages of gum disease, known as gingivitis, can often be reversed with professional cleanings and improved oral hygiene. However, if gum disease progresses, more advanced treatments, such as scaling and root planing (deep cleaning), may be required to remove plaque and tartar from below the gum line.
- Periodontal Maintenance: For patients who have experienced gum disease, regular periodontal maintenance visits are crucial to prevent recurrence. These cleanings go deeper than routine cleanings to ensure your gums stay healthy over time.
Dental Insurance Benefits in Arkansas
In Arkansas, many patients may not be aware of the specific types of insurance benefits available to them. Here’s a quick breakdown of what’s covered:
- Medicaid Benefits: Medicaid in Arkansas covers dental services for children under ARKids First-A and First-B, and adults can receive up to $500 annually for certain dental services.
- Delta Dental: If you have Delta Dental of Arkansas, you may be able to carry over some of your unused benefits to the next year, increasing your total maximum coverage. However, it's essential to check your specific plan details and use your benefits before they expire.
- State Employees: Arkansas state employees can use a Limited Purpose FSA paired with an HSA to cover dental expenses. But keep in mind, FSA funds are lost if not used by year-end or after leaving employment.
New Patient Specials at Smile Dailey
If you’re a new patient, now is the perfect time to join the Smile Dailey family. We offer exclusive new patient specials designed to help you start your dental care journey on the right foot. Our specials include discounted exams, cleanings, and X-rays, allowing you to receive premium dental care at an exceptional value.
Explore more about our new patient specials and schedule your first appointment today!
How to Schedule an Appointment
At Smile Dailey Modern Dentistry, we make it easy for you to schedule your end-of-year appointment. Whether you prefer to book online or call our office, our friendly team is here to help. But don’t wait—appointment slots fill up quickly as the year-end approaches, so secure your spot now to ensure you can maximize your use it or lose it dental benefits.
Take Advantage of Your Dental Benefits Before They Expire
As the clock ticks toward the end of the year, don’t let your dental insurance benefits go to waste. By scheduling your appointment now, you can indulge in the premium, modern dental care you deserve while taking full advantage of your insurance coverage. From routine cleanings to advanced restorative treatments, Smile Dailey Modern Dentistry is here to ensure that your smile remains healthy, radiant, and confident well into the New Year.